Location

<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0 height="100%"><tr> <td valign="top" width=170 BGCOLOR="#000099" TEXT="#F7F7FF" background="047aac00erkqpg.gif"> <bR> <div> <B><IMG SRC="05b94ac0.gif" border=0 width="148" height="172" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></div> </td> <td valign="top" BGCOLOR="#FFFFFF" TEXT="#080000"> <div> <FONT SIZE="5" COLOR="#000066" FACE="Arial" ><B>Energy Services Federal Credit Union</B></FONT>  </div> <bR> <div>    |     <A HREF="index.htm" TARGET="_top" TITLE="Energy Services Federal Credit Union"><U>home</U></A></div> <div> <A HREF="id23.htm" TARGET="_top" TITLE="Share Savings, Certificates, and Checkin"><U>Share Savings, Certificates, and Checking</U></A>   |   <A HREF="id24.htm" TARGET="_top" TITLE="Loans"><U>Loans</U></A>   |   <B>Location</B>   |   <A HREF="id28.htm" TARGET="_top" TITLE="Privacy Policy"><U>Privacy Policy</U></A></div> <div> <I>Location</I></div> <div> <B>Our main office is located in the Xcel Energy Service Center in St.Cloud.  </B></div> <bR> <div> <B>Our </B><FONT SIZE="2" COLOR="#6600CC" FACE="Arial" ><B>Physical</B></FONT><B> Address is:                                    Our </B><FONT SIZE="2" COLOR="#660099" FACE="Arial" ><B>Mailing</B></FONT><B> Address is:</B></div> <div> <B>3515 3rd St. N.                                                       </B><B>3515 3rd St. N.  Box 808</B></div> <div> <B>St.Cloud, MN 56303                                             St. Cloud MN 56302</B></div> <bR> <bR> <bR> <div> For those who have access to Xcel, we also have a Sherco plant location and a Monticello Nuclear plant location.</div> <div> Our Sherco Office is located in the Administration building, our hours at Sherco are Tuesdays and Thursdays from 8am to Noon.</div> <div> Our Monticello Office is located in Conference Room #4 in the SAB building, </div> <div>  our hours at Monticello are WEDNESDAY  from 8:30AM to 11A.M.</div> <bR> <bR> <bR> <bR> <bR> <div> <B> </B><FONT SIZE="4" COLOR="#000000" FACE="Arial" ><B><IMG SRC="07e531a0.gif" border=0 width="83" height="26" ALT="Bitmap Image" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"> </B></FONT><FONT SIZE="1" COLOR="#000000" FACE="Arial" ><B>Your savings Federally insured to at least $250,000 and backed by the full  faith and credit of the United States Government.        NATIONAL CREDIT UNION ADMINISTRATION, a U.S. Government Agency  </B></FONT></div> </td> </tr></table></body>