Energy Services Federal Credit Union

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Loans    

                                                            Current Specials

2.50% for 2 years

3.50% for 3 years

4.50% for 4 years

      5.00% for 4.75 years

                            using 2006  Or newer titled collateral

                                   No other discounts apply with this special!

                          Signature Loan 1 year 4.99% call for details

                 1% off our lowest current rates! when you Pledge  your SHARES as collateral

                      Example:   3.99%* for 3 years would be 2.99%*

                                    For qualified borrowers-new loans only -limited time

 LOAN RATES  *Annual Percentage Rate  

 BRAND NEW 100% financing (Titled items) Examples: Autos, Boats, Campers, Motorcycles                                                                                                                                                          

 3.99% *    3 years   

 4.50% *    4 years

 4.75% *    5 years

 5.50% *     6 years                       

USED  2005 to 2011 Titled Collateral Examples: Autos, Boats, Campers,Motorcycles

 3.99%*   2 years              

 4.25%*   3 years                     

 4.50%*   4 years              

 4.75%*   5 years

 5.50%*   6 years

 2004 and older Titled Collateral                 Untitled Collateral

  5.99%*    2 years                                                 ATVs,Snowmobiles, Boat Motors, Jet Skis

  6.25%*    3 years                                                         6.00%*    2 years  

  6.50%*    4 years                                                          6.25%*    3 years

  6.99%*    5 years                                                   6.50%*    4 years

                                          Signature

 12 months   4.99%*    24 months - 8%      25 to 48 months-8.25%

Up to 60 months -12%*  Up to  $5000.00 maximum to qualified borrowers

Home Equity Loans

      5%* for 5 years 5.50%* for 6 years 6%* for 7 years

      Sample Payments:         $378.00 payment a month on $20,000.00 for approximately 60 months

                                                $327.00 payment a month on $20,000.00 for approximately 72 months

                                                $293.00 payment a month on $20,000.00 for approximately 84 months

"We Do Business in Accordance With the Federal Fair Housing Law

and the Equal Credit Opportunity Act."

  Your savings Federally insured to at least $250,000 and backed by the full  faith and credit of the United States Government.        NATIONAL CREDIT UNION ADMINISTRATION, a U.S. Government Agency