Energy Services Federal Credit Union

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Loans    
Offered TO  QUALIFIED BORROWERS      (ALL loans at the credit union are open-ended EXCEPT Home Equity loans)

Current Specials
              Signature Loan 1 year 4.99% call for details
      1% off our lowest current rates! when you Pledge  your SHARES as collateral
                      Example:   4.99%* for 3 years would be 3.99%*
_________________________________________________________________________________ LOAN RATES  *Annual Percentage Rate  
 BRAND NEW 100% financing (Titled items) Examples: Autos, Boats, Campers, Motorcycles                                                                                                                                                          
 4.99% *    3 years   
 5.25% *    4 years
 5.50% *    5 years
 5.75% *     6 years                        
USED  2001 to 2008 Titled Collateral Examples: Autos, Boats, Campers,Motorcycles
  5.25%*   2 years              
  5.50%*   3 years                     
  5.75%*   4 years              
  6.00%*   5 years
  6.25%*   6 years
 2000 and older Titled Collateral                  Untitled Collateral
  6.25%*    2 years                                                 ATVs,Snowmobiles, Boat Motors, Jet Skis
  6.75%*      3 years                                                         7.25%*    2 years  
  6.99%*     4 years                                                           7.75%*    3 years
  7.75%*     5 years                                                           7.99%*    4 years
Signature loans
    12 months   4.99%*     24 months    8.9%      25 to 48 months 9.9%*
                               Up to 60 months  12%*  Up to  $5000.00 maximum to qualified borrowers

Home Equity Loans
      5.25%* for  5 years    5.99%* for 6 years  6.99%* for  7 years

      Sample Payments:          $380.00  payment a month on $20,000.00 for approximately 60 months
                                                $332.00 payment a month on $20,000.00 for approximately 72 months
                                                $302.00 payment a month on $20,000.00 for approximately 84 months

"We Do Business in Accordance With the Federal Fair Housing Law
and the Equal Credit Opportunity Act."
 Bitmap Image Your savings Federally insured to at least $100,000 and backed by the full  faith and credit of the United States Government.        NATIONAL CREDIT UNION ADMINISTRATION, a U.S. Government Agency