Energy Services Federal Credit Union

<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0 height="100%"><tr> <td valign="top" width=170 BGCOLOR="#000099" TEXT="#F7F7FF" background="047aac00erkqpg.gif"> <bR> <bR> <div> <B>"Credit Unions are about People!"</B></div> <bR> <div> <B>3515 3rd St. N.Box 808</B></div> <div> <B>St.Cloud, MN 56302</B></div> <div> <B>Ph: 320 255 8687</B></div> <div> <B>Fax: 320 255 8699</B></div> <div> <B>HOURS</B></div> <div> <B>ST CLOUD</B></div> <div> <B>8AM-3PM    M-F</B></div> <div> <B>SHERCO</B></div> <div> <B>8A-12P      T & TH </B></div> <div> <B>MNP  - EVERY OTHER WEDNESDAY</B></div> <div> <B> 8:30AM-11AM</B></div> <bR> </td> <td valign="top" BGCOLOR="#FFFFFF" TEXT="#080000"> <bR> <div> <B>E</B><FONT SIZE="7" COLOR="#6600CC" FACE="Times New Roman" ><B>NERGY </B></FONT><B>S</B><FONT SIZE="7" COLOR="#6600CC" FACE="Times New Roman" ><B>ERVICES</B></FONT></div> <div> <B>                                                </B><FONT SIZE="2" COLOR="#000000" FACE="Times New Roman" ><B>FEDERAL CREDIT UNION</B></FONT><B>     </B><FONT SIZE="2" COLOR="#000000" FACE="Times New Roman" >St. Cloud Minnesota</FONT></div> <div> <FONT SIZE="2" COLOR="#FF0033" FACE="Arial" ><B>  </B></FONT><FONT SIZE="5" COLOR="#000000" FACE="Arial" ><B> </B></FONT><B>Help us</B> <B>Celebrate the</B><FONT SIZE="3" COLOR="#000000" FACE="Arial" ><B> </B></FONT><FONT SIZE="6" COLOR="#FF0000" FACE="Arial" ><B>4TH</B></FONT><FONT SIZE="6" COLOR="#000099" FACE="Arial" ><B>!*</B></FONT></div> <div> <B>     </B><FONT SIZE="6" COLOR="#CC0000" FACE="Arial" ><B>4%</B></FONT><B> for </B><FONT SIZE="6" COLOR="#CC0000" FACE="Arial" ><B>4 Years</B></FONT><B> </B><FONT SIZE="3" COLOR="#000099" FACE="Arial" ><B>See </B></FONT><FONT SIZE="4" COLOR="#CC0000" FACE="Arial" ><B>Specials</B></FONT><FONT SIZE="3" COLOR="#000099" FACE="Arial" ><B> for loan offer!</B></FONT></div> <bR> <div> <B>For Home Banking  </B><FONT SIZE="4" COLOR="#000000" FACE="Arial" ><B> </B></FONT><FONT SIZE="2" COLOR="#6600FF" FACE="Arial" ><B>Click On:</B></FONT><FONT SIZE="4" COLOR="#660099" FACE="Arial" ><B> </B></FONT></div> <div> <FONT SIZE="4" COLOR="#660099" FACE="Arial" ><B>                   </B></FONT><FONT SIZE="5" COLOR="#660099" FACE="Arial" ><A HREF="https://www.cusa-hfs.com/hfs/svc/energysfcu" TARGET="_top" TITLE="https://www.cusa-hfs.com/hfs/svc/energys"><U><B>  </B></U></A></FONT><A HREF="https://www.cusa-hfs.com/hfs/svc/energysfcu" TARGET="_top" TITLE="https://www.cusa-hfs.com/hfs/svc/energys"><U><B>HOME FINANCIAL SERVICES</B></U></A><A HREF="https://www.cusa-hfs.com/hfs/svc/energysfcu" TARGET="_top" TITLE="https://www.cusa-hfs.com/hfs/svc/energys"><U><B>®</B></U></A></div> <bR> <div> <A HREF="id34.htm" TARGET="_top" TITLE="SPECIALS"><U><B>SPECIALS</B></U></A></div> <div> <A HREF="id17.htm" TARGET="_top" TITLE="About Us"><U><B>About Us</B></U></A><B> </B></div> <div> <A HREF="id21.htm" TARGET="_top" TITLE="Our Rates, Products, and Services "><U><B>Our Rates, Products, and Services </B></U></A><B>  </B><FONT SIZE="2" COLOR="#3300FF" FACE="Arial" ><B> </B></FONT></div> <div> <A HREF="id29.htm" TARGET="_top" TITLE="Loans "><U><B>Loans    </B></U></A></div> <div> <A HREF="id20.htm" TARGET="_top" TITLE="Contact Us "><U><B>Contact Us      </B></U></A></div> <div> <A HREF="id18.htm" TARGET="_top" TITLE="News and Events"><U><B>News and Events</B></U></A><B> </B><FONT SIZE="2" COLOR="#009900" FACE="Arial" ><B> </B></FONT><B> </B></div> <div> <A HREF="id27.htm" TARGET="_top" TITLE="TURBOTAX "><U><B>Turbotax</B></U></A><B>     </B><FONT SIZE="4" COLOR="#663399" FACE="Arial" ><B>   </B></FONT><B>                           </B></div> <div> <A HREF="id28.htm" TARGET="_top" TITLE="Privacy Policy"><U><B>Privacy Policy</B></U></A><B> </B></div> <bR> <div> <FONT SIZE="4" COLOR="#6600FF" FACE="Arial" ><B> </B></FONT><B> </B><B>Other valuable links </B><FONT SIZE="1" COLOR="#6600FF" FACE="Arial" ><B>(You will be leaving the credit union site)</B></FONT><FONT SIZE="2" COLOR="#6600FF" FACE="Arial" ><B>:</B></FONT><FONT SIZE="4" COLOR="#FF0000" FACE="Arial" ><B>                </B></FONT></div> <div> <A HREF="https://members.cunamutual.com/h2/insurance.aspx?02204875" TARGET="_top" TITLE="https://members.cunamutual.com/h2/insura"><U><B> </B></U></A><A HREF="https://members.cunamutual.com/h2/insurance.aspx?02204875" TARGET="_top" TITLE="https://members.cunamutual.com/h2/insura"><U><B> </B></U></A><A HREF="https://members.cunamutual.com/h2/insurance.aspx?02204875" TARGET="_top" TITLE="https://members.cunamutual.com/h2/insura"><U><B>Insurance Products</B></U></A><A HREF="https://members.cunamutual.com/h2/insurance.aspx?02204875" TARGET="_top" TITLE="https://members.cunamutual.com/h2/insura"><U><B> </B></U></A><FONT SIZE="4" COLOR="#006633" FACE="Arial" ><A HREF="https://members.cunamutual.com/h2/insurance.aspx?02204875" TARGET="_top" TITLE="https://members.cunamutual.com/h2/insura"><U><B> </B></U></A></FONT><FONT SIZE="4" COLOR="#00FF00" FACE="Arial" ><B> </B></FONT><FONT SIZE="4" COLOR="#FF0000" FACE="Arial" ><B> </B></FONT></div> <div> <B>         </B></div> <div> <B>  </B></div> <bR> <div> <B> </B><FONT SIZE="4" COLOR="#3300FF" FACE="Arial" ><B>  </B></FONT><FONT SIZE="1" COLOR="#000000" FACE="Arial" ><B>                                       </B></FONT></div> <div> <FONT SIZE="2" COLOR="#660099" FACE="Arial" ><B> </B></FONT><FONT SIZE="4" COLOR="#000000" FACE="Arial" ><B><IMG SRC="06f601e0.gif" border=0 width="96" height="30" ALT="Bitmap Image" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"> </B></FONT><B>Y</B><B>our savings Federally insured to at least $250,000 and backed by the full  faith and credit of the United States Government.        NATIONAL CREDIT UNION ADMINISTRATION, a U.S. Government Agency  </B></div> <div> <B>                                               </B><FONT SIZE="3" COLOR="#000000" FACE="Arial" ><IMG SRC="0676d6e0.gif" border=0 width="109" height="110" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></FONT></div> <DIV ALIGN="LEFT"></DIV> <div> <B> </B><FONT SIZE="1" COLOR="#000000" FACE="Arial" ><B>"</B></FONT><FONT SIZE="1" COLOR="#000000" FACE="Arial" ><B>We Do Business in Accordance With the</B></FONT></div> <div> <B> Federal Fair Housing Law and the</B><B> Equal Credit Opportunity Act."</B><FONT SIZE="4" COLOR="#000000" FACE="Arial" ><B>  </B></FONT></div> <bR> <div> <B> </B><FONT SIZE="2" COLOR="#000000" FACE="Arial" ><B>**** we are not liable for content or availability of linked sites             </B></FONT></div> <bR> <DIV ALIGN="LEFT"></DIV> <div>    <SCRIPT>  </SCRIPT>  <form method="POST" action="http://mindit.netmind.com/mindit.shtml" target="_top"> <input type="hidden" name="SOURCE" value="511"> <input type="hidden" name="URL" value="http://www.energyservvicesfcu.com/httpdocs/TlxTransfer.txt"> <input type="hidden" name="DOC_TITLE" value="energyservicesfcu.com"> <input type="hidden" name="REDIRECT" value="http://www.energyservvicesfcu.com/httpdocs/"> <table 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